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2019 HSA Contribution Limits, HDHP Minimum Deductibles, HDHP Out-of-Pocket Maximums

The Health Savings Account (HSA) contribution limits, along with the minimum deductible and maximum out-of-Pocket amounts that are required for a plan to be considered a Qualified High-Deductible Health Plan (QHDHP) in 2019 are outlined in the chart below.  As a reminder, in order for an individual to participate in an HSA, they must be enrolled in a QHDHP plan.

 

To whom do these new amounts apply? 

These amounts will apply to all group health plans and insurers who offer an HSA in 2019.
 

What are the new limits for 2019?

Below is a side-by-side comparison of the limits that will apply in 2019 compared to 2018:

 

20182019
Single Family Single Family
Contribution Limits $3,450 $6,900 $3,500 (increase $50) $7,000 (increase $100)
Minimum Deductibles $1,350 $2,700 $1,350 (same) $2,700 (same)
Maximum OOP* $6,650 $13,300 $6,750 (increase $100) $13,500 (increase $200)

*Please note that the non-HDHP maximum OOP amounts are set at $7,900/$15,800 for 2019.

 

 

If you have any questions, please contact your Client Management team.


 

 
This content is being provided as an informational tool. It is believed to be accurate at the time of posting and is subject to change. It is recommended that plans consult with their own experts or counsel to review all applicable federal and state legal requirements that may apply to their group health plan. By providing this information, Meritain Health is not exercising discretionary authority or assuming a plan fiduciary role, nor is Meritain Health providing legal advice.