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Uncover flexible self-funding options to match your goals

Self‑funding unlocks several advantages for employers, including greater value, control and flexible plan design. But there’s no single right way to do it. We help companies explore flexible approaches that meet your needs today and can easily adapt over time.

Strategies for organizations of all sizes

We support employers with a range of options, for every employee headcount, budget and risk tolerance. Find the right approach for your business.

Traditional self-funding

A classic pathway that offers flexibility in benefit design and strong potential for long‑term cost savings.

Captive arrangements

A powerful, turnkey approach that helps employers bridge the gap between fully insured and self‑funded plans. Captives can be an excellent fit for small and mid‑sized employers seeking added protection from risk and volatility. We work with a select group of well‑established captive managers with proven longevity in the marketplace.

Navigation and advocacy solutions

A popular option for employers looking to deliver an elevated member experience, reduce benefits administration workload and make it easier for members to navigate to health-focused, cost‑effective care.

Alternative health plans

A newer option gaining momentum, well‑suited for employers looking to reduce annual spend, shift away from deductible-based designs and encourage use of high‑value providers.

Take your plan further

Support your benefits strategy with:

COBRA administration
Dental‑only and vision‑only plans
Supplemental health benefits
Solutions from our OnPoint Solutions® portfolio

Self-fund your way