What are some red flags that plans should be on the lookout for to ensure they remain in compliance with Mental Health Parity when imposing non-quantitative treatment limitations?
On June 1, 2016, the Department of Labor (DOL) issued a checklist of examples that can serve as red flags for plans that may be imposing non-quantitative treatment limits that are out of compliance with the Mental Health Parity and Addiction Equity Act (MHPAEA).
As a reminder, MHPAEA applies to employers who had an average of at least 51 employees in the preceding calendar year and maintain a plan that was effective on or after January 1, 2010. MHPAEA does not require plans to cover mental health and substance abuse services, but if a plan chooses to cover those services they must be in parity with medical and surgical services also offered.
The DOL has indicated that the list, included in the chart below, is not all inclusive, but is meant to show where plans may need to review the factors used to determine non-quantitative treatment limits when similar restrictions are not placed on medical/surgical benefits.
The chart below summarizes the DOL’s red flag checklist:
|Preauthorization notification requirements||
|Probability of improvement||
|Require written treatment plan||
|Other areas of concern||
If you have any questions, please contact your Client Management team.
This content is being provided as an informational tool. It is believed to be accurate at the time of posting and is subject to change. It is recommended that plans consult with their own experts or counsel to review all applicable federal and state legal requirements that may apply to their group health plan. By providing this information, Meritain Health is not exercising discretionary authority or assuming a plan fiduciary role, nor is Meritain Health providing legal advice.